Which credit card do you use the most?

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I price shop a lot; Amazon not necessarily has the lowest price. Plus we already have Amazon gift card balance as a bribe from our previous Zillow lender  buying 5 star review.
 
The California Court Company said:
I price shop a lot; Amazon not necessarily has the lowest price. Plus we already have Amazon gift card balance as a bribe from our previous Zillow lender  buying 5 star review.
Click to expand...

Yup - Amazon doesn't always have the lowest prices.
Same thing with Costco. (Fruits)
 
The California Court Company said:
I price shop a lot; Amazon not necessarily has the lowest price. Plus we already have Amazon gift card balance as a bribe from our previous Zillow lender  buying 5 star review.
Click to expand...
+1  I bought a few items on walmart.com that were about 10%+ cheaper than amazon and got the items in 1-2 days.
 
aquabliss said:
If you have a red card, you can use the target deal to save an extra $5 per $100 by purchasing online and effectively making your net cost $65 per $100.

Online if you pay any % of your purchase with the red card, it reduces the entire purchase amount by 5%.

I'm going to do this with purchase of Disney GC's at target.com (effectively getting $100 worth for $65) since we go quite a bit with the kids.
Click to expand...
You have to swipe the Amex card to activate the $30 credit statement, unless you're planning to use a target gift card (purchased with AMEX) and combo swipe with the red card?  But I believe the 5% discount only applies to the amount charged to the red card, subtracting out the gift card amount. 
 
one positive about Amazon is you could avoid the 8% sales tax. Also Amazon is Chase Freedom's 5% category this holiday season. Sure it won't beat S&F's 50% saving but I rather apply that 50% to essential items like grocery instead of toys.
 
ps9 said:
aquabliss said:
If you have a red card, you can use the target deal to save an extra $5 per $100 by purchasing online and effectively making your net cost $65 per $100.

Online if you pay any % of your purchase with the red card, it reduces the entire purchase amount by 5%.

I'm going to do this with purchase of Disney GC's at target.com (effectively getting $100 worth for $65) since we go quite a bit with the kids.
Click to expand...
You have to swipe the Amex card to activate the $30 credit statement, unless you're planning to use a target gift card (purchased with AMEX) and combo swipe with the red card?  But I believe the 5% discount only applies to the amount charged to the red card, subtracting out the gift card amount.
Click to expand...

If you use the giftcard on target.com (online or store pickup), you still get the 5% redcard discount, but not used in-store. 
 
The California Court Company said:
one positive about Amazon is you could avoid the 8% sales tax.
Click to expand...
I don't think that is the case anymore.

They traded a Cali presence+sales tax for faster delivery times (same day!).
 
ps9 said:
aquabliss said:
If you have a red card, you can use the target deal to save an extra $5 per $100 by purchasing online and effectively making your net cost $65 per $100.

Online if you pay any % of your purchase with the red card, it reduces the entire purchase amount by 5%.

I'm going to do this with purchase of Disney GC's at target.com (effectively getting $100 worth for $65) since we go quite a bit with the kids.
Click to expand...
You have to swipe the Amex card to activate the $30 credit statement, unless you're planning to use a target gift card (purchased with AMEX) and combo swipe with the red card?  But I believe the 5% discount only applies to the amount charged to the red card, subtracting out the gift card amount. 
Click to expand...

GH is right.

So, you have to:

1) Use AMEX in-store to buy the target GC for $100 (Swipe the AMEX at B&M)
2) Go online, buy the $100 GC and use your Target Red Card for .05 worth of the purchase
3) If you do this online, it will take 5% off your entire purchase making the cost of the GC $95 total
 
irvinehomeowner said:
The California Court Company said:
one positive about Amazon is you could avoid the 8% sales tax.
Click to expand...
I don't think that is the case anymore.

They traded a Cali presence+sales tax for faster delivery times (same day!).
Click to expand...
Some amazon products are not subject to CA sales tax before you are buying from the vendor directly and that vendor may not have presence in CA.  Those items are not eligible for Amazon Prime anyhow. 
 
items that are fulfilled by Amazon and whose seller does not have a CA base, the seller can choose not to collect sales tax.

irvinehomeowner said:
The California Court Company said:
one positive about Amazon is you could avoid the 8% sales tax.
Click to expand...
I don't think that is the case anymore.

They traded a Cali presence+sales tax for faster delivery times (same day!).
Click to expand...
 
USCTrojanCPA said:
irvinehomeowner said:
The California Court Company said:
one positive about Amazon is you could avoid the 8% sales tax.
Click to expand...
I don't think that is the case anymore.

They traded a Cali presence+sales tax for faster delivery times (same day!).
Click to expand...
Some amazon products are not subject to CA sales tax before you are buying from the vendor directly and that vendor may not have presence in CA.  Those items are not eligible for Amazon Prime anyhow. 
Click to expand...

There are some items that are sold by a vendor (fulfilled by Amazon), and still eligible for Amazon Prime.  Here is an example:http://www.amazon.com/gp/product/B002W5G7N0

 
And also 5% cash back from discover july-sept for Amazon, make sure you activate the offer.

discover_zps82ua8jbs.jpg
 
We use a Citibank rewards card because it has both Visa/MC and AMEX.  The AMEX is for Costco.  We will probably switch to the Costco CC credit when it switches to accepting Visa.
 
ps9 said:
And also 5% cash back from discover july-sept for Amazon, make sure you activate the offer.

discover_zps82ua8jbs.jpg
Click to expand...
Chase Freedom card has the same promo for Oct-Dec (use it for a lot of my holiday shopping). 
 
USCTrojanCPA said:
ps9 said:
And also 5% cash back from discover july-sept for Amazon, make sure you activate the offer.

discover_zps82ua8jbs.jpg
Click to expand...
Chase Freedom card has the same promo for Oct-Dec (use it for a lot of my holiday shopping).
Click to expand...

We have both Freedom and Discover so 5% until end of the year for us(although not really that much bigger compared to the regular Amazon card that offer 3% cashback).. and I still have leftover from the Amazon GC I got from tax refund (Turbo tax offered extra 10% of the tax refund amount you convert to Amazon GC).... 
 
aquabliss said:
ps9 said:
aquabliss said:
If you have a red card, you can use the target deal to save an extra $5 per $100 by purchasing online and effectively making your net cost $65 per $100.

Online if you pay any % of your purchase with the red card, it reduces the entire purchase amount by 5%.

I'm going to do this with purchase of Disney GC's at target.com (effectively getting $100 worth for $65) since we go quite a bit with the kids.
Click to expand...
You have to swipe the Amex card to activate the $30 credit statement, unless you're planning to use a target gift card (purchased with AMEX) and combo swipe with the red card?  But I believe the 5% discount only applies to the amount charged to the red card, subtracting out the gift card amount. 
Click to expand...

GH is right.

So, you have to:

1) Use AMEX in-store to buy the target GC for $100 (Swipe the AMEX at B&M)
2) Go online, buy the $100 GC and use your Target Red Card for .05 worth of the purchase
3) If you do this online, it will take 5% off your entire purchase making the cost of the GC $95 total
Click to expand...

This works, bought a $100 GC at the self service checkout at Target with my AMEX.  Got the AMEX email confirm for $30 credit almost immediately.  Went home, added two PSN $50 GCs to my cart on target.com.  Logged into my account at checkout, pick Redcard, see the $5 off total, put in the GC numbers, used $95 from my GC with $5 leftover.  Good thing with this besides the extra $5 off, is you have option of email delivery of purchased GCs and it is more convenient than physical GCs.
 
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