buylowsellhigh
New member
Michigan said:
You can't put a deposit down on anything unless you get preapproval from their preferred lender....
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San mateo almost sold out.
- Thread starter tracy
- Start date
NEW -> Contingent Buyer Assistance Program
You can't put a deposit down on anything unless you get preapproval from their preferred lender....
I am curious how many people are currently still on the waiting list.
When I was there, the sales person told a man that the home he wanted was hold by another people who was added on the waiting list one year ago.
Landfill and plume are not enough that now I gotta worry about bursting dam?
That crosses out Mendocino.
Back to Alderwood w/ plume and powerlines
At least I don't have to worry about landfill and bursting dam.
So what upgrade did you choose at the end?
You can't put a deposit down on anything unless you get preapproval from their preferred lender....
Which floor plan did you choose?buylowsellhigh said:Just dropped a $15k deposit at San Mateo. According to the sales office they are "officially sold out" but also said there are 1 or 2 more phases (5-10 more) that were not released yet. So its basically a bunch white lies, haha. I'm fairly certain that they will release more san mateo floor plans because its selling better than the other stonegate communities.
I am curious how many people are currently still on the waiting list.
When I was there, the sales person told a man that the home he wanted was hold by another people who was added on the waiting list one year ago.
buylowsellhigh
New member
irvine123searching said:I'll tell you after everything is said and done =P.
By the way, I've got this huge packet of disclosures everything about flooding from bursting dam, garbage dump, airbase, master plan, etc. If anyone is interested I can scan them all.
I've also got this 20-30 page packet for all the options you can get. Some are fair prices while others are comical... if this is of use to anyone I can provide.
Lastly, does anyone know anything about the lending process with Wells Fargo? They seem to be purposely opague about giving me info such as exact numbers, etc. Feels like their rates are a bit high...
Irvine_Dreamer
New member
Just greatirvine123searching said:I'll tell you after everything is said and done =P.
By the way, I've got this huge packet of disclosures everything about flooding from bursting dam, garbage dump, airbase, master plan, etc. If anyone is interested I can scan them all.
I've also got this 20-30 page packet for all the options you can get. Some are fair prices while others are comical... if this is of use to anyone I can provide.
Lastly, does anyone know anything about the lending process with Wells Fargo? They seem to be purposely opague about giving me info such as exact numbers, etc. Feels like their rates are a bit high...
Landfill and plume are not enough that now I gotta worry about bursting dam?
That crosses out Mendocino.
Back to Alderwood w/ plume and powerlines
At least I don't have to worry about landfill and bursting dam.
buylowsellhigh
New member
Well, to be fair, all sellers have to disclose everything there is to disclose about the home.. Which means that, no matter where you go, you'll see a laundry list. Further south, you'll see a nuclear power plant on the disclosure and about what might happen if theres a meltdown...
On this disclose list, it doesn't mention the toxic plume and SM is not near the plume. Maybe a real estate professional can tell us the existence of this on woodbridge sales disclosures.
Me, I'm more worried about the hundreds of garbage trucks that run up and down sand canyon rather than the smell, but fortunately SM is not that close to sand canyon like san marcos is.
On this disclose list, it doesn't mention the toxic plume and SM is not near the plume. Maybe a real estate professional can tell us the existence of this on woodbridge sales disclosures.
Me, I'm more worried about the hundreds of garbage trucks that run up and down sand canyon rather than the smell, but fortunately SM is not that close to sand canyon like san marcos is.
Irvine_Dreamer said:Just great
Landfill and plume are not enough that now I gotta worry about bursting dam?
That crosses out Mendocino.
Back to Alderwood w/ plume and powerlines
At least I don't have to worry about landfill and bursting dam.
buylowsellhigh
New member
Looks like there will be big amounts of reno/construction after closing date... Options that Irvine Pacific offers are ridiculously priced especially if you compare the prices at the local Home Depot, Lowes or Costco. If it were my choice, I'd skip all of the design center appointments (got 6-8 hours in total with them), take the house w/o carpets, wall paint, kitchen cabinets. But I'm guessing that they can get away with it because the options can all be added into the 30 year mortgage for buyers without the cash flow....
buylowsellhigh said:Looks like there will be big amounts of reno/construction after closing date... Options that Irvine Pacific offers are ridiculously priced especially if you compare the prices at the local Home Depot, Lowes or Costco. If it were my choice, I'd skip all of the design center appointments (got 6-8 hours in total with them), take the house w/o carpets, wall paint, kitchen cabinets. But I'm guessing that they can get away with it because the options can all be added into the 30 year mortgage for buyers without the cash flow....
So what upgrade did you choose at the end?
buylowsellhigh
New member
So what upgrade did you choose at the end?
[/quote]
Chose very little in terms of upgrades, mostly just wiring and pre-plumbing that will be problematic to install later on. But even with this stuff it ran around $3k for it and I can guarantee you that if I sent contractor/handyman to run wires it wouldn't be $3k, i just didn't like the idea of punching holes in drywall because that in itself will have a bunch of patch marks. I also went with the regular white paint (they wanted $1500 to change the entire house to a different color (only choice of 5 neutral tones), no crown moulding, nothing.
I think the design team is great, but everyone should be reminded that the purpose they are there is to sell you on options and in my opinion they are at least 20-30% more expensive than if you went to lowes or home depot or costco to do it. Mind you, this is for them to replace what they will be giving you with something a little better, so if it really were a "design service" they should be giving you upgrades at way cheaper pricing than street price since its replacing whats already there.
Other considerations... I don't want to pay 1% property tax every year on my options. I don't want to put my options into the mortgage. Trying to stay at conforming (417k). I'm also a DIY guy, I like to find my own materials & contractors and have it all put together.
[/quote]
Chose very little in terms of upgrades, mostly just wiring and pre-plumbing that will be problematic to install later on. But even with this stuff it ran around $3k for it and I can guarantee you that if I sent contractor/handyman to run wires it wouldn't be $3k, i just didn't like the idea of punching holes in drywall because that in itself will have a bunch of patch marks. I also went with the regular white paint (they wanted $1500 to change the entire house to a different color (only choice of 5 neutral tones), no crown moulding, nothing.
I think the design team is great, but everyone should be reminded that the purpose they are there is to sell you on options and in my opinion they are at least 20-30% more expensive than if you went to lowes or home depot or costco to do it. Mind you, this is for them to replace what they will be giving you with something a little better, so if it really were a "design service" they should be giving you upgrades at way cheaper pricing than street price since its replacing whats already there.
Other considerations... I don't want to pay 1% property tax every year on my options. I don't want to put my options into the mortgage. Trying to stay at conforming (417k). I'm also a DIY guy, I like to find my own materials & contractors and have it all put together.