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I see a lot of comments about living in the same place for 40 years. I don't understand how that should even be a concern when most of us value the 30 year fixed mortgage product. How come 30 is ok but 40 isnt? I don't know anyone who can gaurantee they will be in the same house even 10 years...

I have friends who worked in the new product development at Countrywide and they were telling me about 50 year loans 2 years ago! These seem like terrible ideas but then again, long period loans are more common in other parts of the world.

Thanks vicstah - I will definitely go check out the bike stores. PeterUK - I think we would like to do a combination of all 3 but mostly 1 and 3. I imagine majority of the time will be 1. My in-laws live above peters canyon and we see all sorts of bikers meet up and they tell us that they...

Outside of biking as a kid and occasionally renting beach cruisers for fun, I really have no experience in biking. Both the wife and I want to get into it given where we live and trying to be more fit (bored of the gyms). That being said, I have no idea how to pick a bike. A buddy of mine...

My friends live on Madison in VoC which is the closest street possible to Edinger. My wife and I were over there a few months ago and around 8pm or 9pm, I heard the train go by. I definitely could feel the windows shaking and the deep rumble of the train. Obviously, I didnt want to bring...

Looks like they are currently sold out and they will have more homes for sale within a few weeks. I posted the prices from the latest price sheet. They aren't sure what kind of buyer incentives will come out for the next phase but the last one had $50K incentive. I think its safe to assume...

I havent made it out since March! I will go this weekend and report back. Its only a few blocks from me :) One thing I learned is that NEVER fill out the guest card. When you finally decide to buy, take a realtor buddy so they can split the realtor bonus with you. But the realtor has to...

Check out Alta Court off of Main. They just called me an hour ago and said they are offering 1 month free and lowered rent so net rate for their small 2b was $1930 and large 2b was $1970. I live in Villa Coronado right now and Alta Court looked 10 times better. It was built solid and has...

Why is looking "professional" the goal of this blog or any blog? And please explain how this version looks more professional than the old one. As long as everything is formatted properly, the writing is worth reading, the colors match, and the font and styling is pleasant, its professional...

I posted some thoughts on the main page. What I see more than an upgrade here is a redesign which I am not sure why it was necessary. This redesign sucks. I dont mean to hurt your feelings Zovall but the biggest benefit of the forums to me was the sense of a community. Sure it started...

I agree with IPO. It seems like buying RE has become a topic of conversation again by the water cooler at my work. No one is dumb enough to say it will always go up but now people are talking about the market flattening and it being a good time to buy foreclosures etc. I personally know 2...

<p>mcoates - There are other threads that discuss renting privately owned properties in this market and I recommend searching for them. In general, it is very rare for the rental income to cover the carrying costs of anything purchased in the last few years. I highly recommend staying away...

<p>Graph - Not to sidetrack but just wanted to point out that having the same IP address doesn't mean they are the same person. With so many many people sharing apts and houses these days, it truly can be roommates. Also, depending on the ISP, the IP address can get rotated regularly. I have...

<p>Lets try to get this thread back to topic. So I am stuck at a $45 increase per month with a free carpet cleaning and a new washer and dryer and not sure what else to do to negotiate. Some people like newport surfer in the main blog have mentioned that they were able to get a $0 rent...

buylow- aren't they still offering the $75K incentives? I thought that you can get close to $600K on residence 2 now with the incentive. I am going to go to the sales office this week and check it out again but thats what I remember.

<p>Funny you mention the overlap...the property manager mentioned that to me. She was pretty direct about it and said something like you might save on the rent but you will lose overall due to the move costs and overlap. </p>

<p>Also, I found some great deals at other communities near westpark. 1 had a larger 2b/2b with garage for $150 less than mine! However, all of these require immiedate move in and my lease doesn't end until April 30.</p> <p>I hate moving but the idea of saving $2000 a year is pretty...