Why would people buy now in this market?

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lawyerliz, no worries about the genes, my brother and sister are taking care of that... and yes money is a consideration (let aside the pain in the butt factor)... sadly these days society is driven into the thinking that having kids is a must (just like owning a home)... either one of those too should be looked at from a financial standpoint... it's taboo for me to say i don't have kids because they will cost a lot of money, why ?



blackacre-seeker, what is sad about that ? i'm 36 and i know i don't want any kids... because i like my freedom, my money and don't like the scream all night. at least i am SMART enough to think about that before i pop one out... so many people are living at the poverty line because they just had a few kids without thinking about the finacial aspect... i think THAT is sad. i propably could afford kids, but i don't want too. i am 100% happy without kids, you are 100% happy with your kids. i don't tell you it's sad that you DO have kids. that's great for you and i absolutly respect that. we are both happy. great !



gepetoh, yes you are correct. thank you for explaining my comment a little further. have kids has a lot to do with emotions, so does buying a house. either one might be a horrible choice depending on the finiancial situation... no one will tell someone oohhh you are stupid to have your third child... but they are quick to say you are stupid to buiy right now. set the emotions aside on either one and you will see that buying a house in the worst market might still not be a horrible choice... renting is cheaper than buying, having no kids is cheaper than having some...
 
flmgrip: I'd hate to respond with a circular argument, but here goes: it is sad that you don't see what is sad about that :) Let's revisit this argument, let's say, in about 20 years? Oops, I just broke my own rule of not criticizing anyone else's lifestyle...

By the way, I think that poor people should learn first how to provide for themselves and then have children. I'm always pleased to see many children in wealthy families, makes perfect sense to me. Oh, and I never donate to such charitable causes as poor families. Any time you do it, you encourage irresponsible behavior and sense of entitlement (I didn't participate in popping out 7 children, why should I sponsor them?). One time we had some sort of "adopt a family" thing at work, and I was stunned looking at those poor kids' gift requests (apparently, they prefer to shop at Macy's and Nordstrom, and would only accept gift certificates to similar places. Huh?) It's like giving to homeless.
 
blackacre-seeker, i made that choice a definate now almost 10 years ago and i do not regret it one day. i have plenty of friends and plenty of friends with kids in all ages... if i ever have the need to have kids around me there always will be... it's fine to critize my lifestyle i am not offended by it. i am now glad i made my choice, i was glad 10 years ago and you can check back with me in an other 10 years... it's just not for me... but back to the housing issues... i only did bring the kid thing up to make an example how choices in life are not always based on the $$ return of it... either choice (kids or house) will not give a good $$ return these days...
 
I meant actually that when you get older, you would feel the need to be surrounded your own children, especially when you retire and have no career to satisfy you..

Well, about that return: it depends on both counts: if you buy a REO or come across a panicked seller who would accept low-ball offers, you can make profit reselling it (here is the return). Kids: what about all this celebrity children's parents? I think they profited very nicely from their kids (like Jackson, Lynn Spears, etc.) I am pretty sure Bill Gates's parents are also not starving and don't have to save for retirement :))

Also, with kids, you forget that you get to recycle (clothes, toys, so on), if you have more than 1. I once heard that it costs 300K to raise a kid till 18, and that doesn't include costs of tuition. Your second kids costs you 150K.

just curious, btw, what is that perfect neighborhood you are talking about? pls tell more about that, I'm kind of on the market right now...

I also think that owning is always better than renting (tax advantages, ability to customize your house any way you want, etc.), so if I rent again it would be only short-term between owning...
 
hehe... when it comes to that i am just not as optimistic... who says my kids would be around ? they might take off somehwere else etc (just like me... my dad sees me once a year and i think he's happy with that)... kind of the same argument even with marriage... doesn't mean the wife will be around in 20 years.... good luck having a celebrity kid... funny that you talking about 16 year old and pregneant Lynn Spears.... anyway let all this be aside... we both have our points and i think you understand what i was trying to say...



i'm looking at VoC... some pretty nice homes here and some very nice floor plans... but looking at the market i might put some pressure on the seller and see if i can get some $$$$ off, i signed a contact but that doesn't mean much... and perfect neignbourhood is very subjective anyway... but i love the place, and the layout... let's see if i can know off $25k or soo... hehehe it's a buyers market....
 
"I meant actually that when you get older, you would feel the need to be surrounded your own children, especially when you retire and have no career to satisfy you.."



Don't retire - and shame on you for even bringing up somebody's lifestyle choice!
 
OP did bring it up. You are correct in stating you didn't have to ask permission............but you didn't have to respond.



I'm offended by your opinion that people MUST fabricate children to have a complete and fofilled life. If you want to have kids (or not) that's your own damn business and none of mine.
 
My opinion is that it is sad not to have children and not want any. Whether you must have them or not, it is really up to you (no, really :))

And I'd normally apologize for offending anyone with my opinion, but not on this topic. There are many motivations for the decision not to have children and there are some that I feel comfortable with. But not all. Whatever, I'm not trying to convert you. And kudos to you, I didn't reach the level of completely not caring what other people are doing, I'm still working on it...
 
i'm not offened and i started this dead thread up again with my somewhat different and provocative position. i don't feel i am beeing attacked here. as one mentioned before is that my comment about kids was to make a pretty radical example of how some decisions in life are not soley made in benefit of making the most (finacial) profit. i love this place i picked even if i will loose some money. hopefully everyone with kids with love their kids even tho it will cost them a boatload....
 
I don't know if you can grow to this level of non caring. I was kind of fabricated this way.



I gave up long ago giving a s**t what other people think. Do the right thing, treat people fair, and ignore the static in between. Personal choices (like religion, or sexuality, or CHILDREN) are noise but they are also none of my business.
 
I got to jump in here on the kids issue. My son has cost me a fortune. And in hindsight he has been the best thing in my life. Absolutly no one loves me more and is my closer friend. Women come and go. Bad days, good days. My son is at my side or just a phone call away. Now at 22 he has learned from most of my mistakes and is a great human being. In hindsight he is a blessing from a failed relationship many years ago. Until you have children you should be banned from discussing something you cannot have any comprehension of. And as Liz said. I am still in the gene pool. Darwin was not a stupid man. Money and Children are different dimensions. One is easy. Money. Children are a lifetime, and if done correctly. Love you all of your life. Thats Priceless.
 
SInce we're on the topic of children, my brother and his wife just bought a new home in Santee about two months ago. They did so because........they wanted to start having children.



So, there it is. A 'reason to buy now'.
 
i'm glad there are people out there who don't feel like having kids...we don't need more unwilling parents. hats off to you, filmgrip!





signed,





happy father of three
 
thank you almon, i made my choice and i am proud that the pressure of society has not made me change my mind.



bltserv, that's great that you have a wonderful son and enjoy all the time with him, that's the way it should be. but as for the rest of your comment, i am not going to take a chance and try out if i like having children or not. THAT IS A LIFETIME COMMITMENT ! i am not judging you for having children, so you shouldn't judge me for not having children. yes woman come and go, but a true friend will stay. that true friend can be anyone in your life or as it seems to be in your case your child. that's great !



if you think no-one should comment on having kids until they have one that is just BS, so no one should post here unless they bought or sold a house ? come on, let's have a open and friendly discussion about this.



yes your son did cost you a fortune, exactly my point, not once did you think about the cost when having a child because it made you happy. the same with buying a house. feel free to do both... just don't run yourself into ruin.



and btw i had kids (and have one right now) in my family, they have never been my own (in terms of me beeing the "real" dad), but i know much about having kids and the love and joy they can bring into someones life. but that doesn;t mean i shouldn't think about the future of the kid and the health and well-beeing (and part of that is finacial security and stability) and no - to be a step-dad is not the same than beeing a dad... it's harder
 
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