Wow, everyone always seems so skeptical and trying to call BS on everything on this site. I could offer it at the time of posting. Not sure what it is today but it should be something close to what I posted on the 25th (if not better due to bond movement yesterday and today).
It was my understanding that this thread was to share general information about what is occurring in the market without having to fully disclose every piece required by law. The point of "sharing" was to help those looking to buy a home get a general reference point as to where rates stood. I didn't realize that I needed to attach a 10 page disclaimer anytime I wanted to share a bit of information that I thought might help readers of this site.
I guess that unless my name is OpenSky, SGIP, Irvinehomeowner, etc? everyone else is just spitting BS.
By the way? nice white e-class.