"4 weeks and then all hell breaks loose"

NEW -> Contingent Buyer Assistance Program
[quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


So so true. But our wannabe expert Slumlords need to learn this lesson the hard way.

Just because it looks like it might work on paper. By the time you factor in the all the costs and losses

associated with dealing with the "Economically Challenged". Your upside down. How long is the average rental current and occupied ?

Damage and cleaing with all that high turnover. Court costs. On and on and on.
 
[quote author="Nude" date=1252114824][quote author="IrvineRenter" date=1252103160]

When we started a social network, I had no idea what we were getting in to. We have had endless debates about where to draw the line. Zovall and I draw the lines in different places. I am more permissive, and Zovall is more restrictive.



The "be nice" policy was put in place because a frat-house mentality had taken over. New pledges would come in here seeking information, and they find themselves going through an initiation process. Many of those people left and never came back. Driving away newbies is a certain death to social networks, so this had to stop.



Personally, I find Newport Skipper irritating at times, but that is why the software has an ignore button.</blockquote>


Actually, I openly warned about this when it began occurring. People form protective cliques and post a flurry of attack posts ("dogpiling") on whomever has dared to insult one of the clique members. In that particular case, it was Trooper leading the charge and I was trying to prevent it from occuring. Despite my years of experience on internet forums, I was hoping I could help nip it in the bud but what I have come to accept is that once a community gets large enough, certain dynamics inevitably come into play.



<blockquote><blockquote>

What are you thinking is going to be accomplished by calling me out?</blockquote>


I am calling out the fact that you were a part of the problem we used to have with frat-house initiation. We are not bringing that back. Zovall and I agree on this. You are welcome, but some of your antics are not.



To be honest, I miss you, and I wish you were around more often. Your keen intellect and insight has been missed. When I look back on some of the more interesting debates I have had in the forums, many of them have been with you.</blockquote>


I'm not going to apologize for my posts on <b>this</b> thread, but I will admit taking a bit too much pleasure in tangling with people in the past... which led to some extra-venomous posts. I appreciate your candor and your willingness to admit I added something to the forums.



<blockquote>When I look at this whole situation, I see the place the frat-house mob has in social networks. When people aggressively skirt the lines of propriety, the bullying effect can be very disruptive to the social order. When there is a local mob to keep order, new individuals with aggressive tendencies are pushed back by the mob. The collective sets powerful rules for individual behavior.



The question becomes, what do you do when the mob is unruly? You guys were driving people away. If there isn't someone in charge who can restore order, chaos can ensue with the mob. Moderators are the ones who restore order -- or at least we are supposed to be.



(I just realized that Zovall is the Emperor, I am Darth Vader, and Graphrix and Nude are the Jedi. Hmmm....)



I am too permissive. I can simply ignore information that is not important to me, so as long as I don't see people name calling or making strongly negative characterizations, I don't say much. Zovall wants a more orderly level of civil discourse. Both Zovall and I agree on the need to prevent the mob from driving away newbies -- good newbies that is.



The real problem here is that there are some newbies that <em>should </em>be driven away. I am not the judge of who those people should be, but there needs to be a mechanism where a group of people can drive away newcomers who do not fit into the community.



Perhaps people can email me or any moderator, and as moderators we can open a poll in the forum on what should we do about a certain newbie's behavior. The post awgee did where he clilpped together dozens of comments by Newport Skipper is a great example of the type of new entry a moderator could do. As moderators we can do this without being perceived as being aggressive because maintaining order is part of the job.



I am not a good moderator. I am the first to admit that. I will be more diligent in my duties and try to find better solutions to problems like the blow-up this thread has become. (BTW, the thread has been the most interesting in ages on the forums.) I don't have all the answers when it comes to being a forum moderator. If someone has a constructive criticism or advice to offer, I will be happy to hear what you have to say.</blockquote>


I don't think anyone, not even Skipper Dan, is intentionally trying to be evil. However, you are correct in that there is a place for people like no_vas, graphrix, and myself to be ourselves within this community. And it is admirable that you are willing to admit that there is room for improvement. I wasn't asked to be a moderator and I wasn't going to volunteer, I wasn't asked for my input on the rules here either, even though I was pretty vocal to zovall about laying down some boundaries when things really got out of hand. However, having been a mod in a few other forums over the last 12 years, and having experience in several new, blooming virtual communities, if I had been asked for input I would have suggested a few things:



<blockquote>Open forums are like high school. You cannot change that and still allow open posting. We all wish we could have elevated, thoughtful discussion but there will always be bomb throwers, trolls, and grammar nazis... there is even a <a href="http://redwing.hutman.net/~mreed/index.htm">funny list of all the types</a> of people that you will find populating any sizable forum. Rather than try and fight human nature, or dictate rules every two minute while banning posters and deleting screeds, it's better to compartmentalize the forums. Have a section that is dedicated to friendly banter, a section that covers factual info and data sources, and a zone that is open condoned to be a free-for-all so that people can go at it as they will. Every forum is different, but if I were designing the rules from scratch: the blog comments should be heavily moderated because it is the public face, the real estate section would be split into "Q&A" and "Discussions & Debate" so that newbies can get answers and trolls can get served, which means no dirty name calling but ridicule and derision for those drinking/serving kool-aid without supporting facts and data. The Life style section would also be split into two sections so people can trade recipes and funny videos in one area and the other could be the free-for-all zone with plenty of warnings. That way no one feels they cannot join the forums and participate without being called an ignorant tool.



However, moderation plays a key role in this plan staying stable. Moderators have to have the authority to delete posts AND threads AND user accounts as they see fit. If you don't trust them to act in the best interests of the community and show some tolerance and restraint, they shouldn't be moderators. Giving them a title and no power just invites abuse and mockery. The incident that sparked the formation of the rules was a great example of things escalating because no one was there to end it. However, the rules were not designed for this specific community and the power given to moderators was not even enough to end this particular thread. Had I been a moderator (hypothetical!!!) I would have PM'd Newport Skipper and warned him to focus on facts and sources and lighten up on the challenges or take it to another section of the forums. Had he ignored that, I would have either shut the thread down or deleted his offending posts. I also would have told Graph to chill and stick to presenting facts. If things escalated to nasty personal attacks, thread deletion and temp bans are the next step. But in a free-for-all section, I would have been eating popcorn along with everyone else.



Lastly, I would remind everyone who is responsible for this site that people are people; you cannot demand that everyone adhere to your vision of utopia without draconian controls and pre-approval of comments and posts. Either accept that you are big enough to require traffic cops to maintain order while allowing people to express themselves as they see fit, or close the forums. Otherwise, you will have self-appointed vigilantes like me who come tear into someone because the site owners aren't enforcing the rules they expect everyone to follow. Sectioning off the forums into "Garden Party/Cross Fire/Mortal Combat" zones allows people to pick and choose which parts they want to visit and which they don't, which makes enforcing the rules easier and makes everyone else's experience better.</blockquote>


IR, I apologize if I ran anyone off. It's never been my intention to do so and I tried to keep my issues with others contained within the threads where the conflict began while I was here. I'm not saying I agree with everything you've done in the last few months, but I do recognize that your missteps were made out of noobness and not malevolence. I hope you take my suggestions in the spirit they were offered and I hope you have good day ;)</blockquote>


Thank you for your thoughtful reply. It is sad that you did not realize how much all of us valued your contributions to the forums.



Zovall is out of town right now, and he has limited time to watch over the forums. When he gets back, we need to have an open discussion of how to properly maintain this community and an appropriate degree of civil discourse. Your input will be appreciated -- everyone's input will be appreciated.



BTW, that <a href="http://redwing.hutman.net/~mreed/index.htm">Flame Warriors</a> link is great.
 
[quote author="IrvineRenter" date=1252188338]

BTW, that <a href="http://redwing.hutman.net/~mreed/index.htm">Flame Warriors</a> link is great.</blockquote>


I went through the characters on Flame Warriors and this is what I came up with for us:

<span style="color: blue;"><span style="font-size: 16px;">NoVas</span></span>

<img src="http://redwing.hutman.net/~mreed/Assets/xenophobe.jpg" alt="" />



<span style="font-size: 16px;"><span style="color: green;">BK</span></span>

<img src="http://redwing.hutman.net/~mreed/Assets/archivist.jpg" alt="" />

<span style="color: blue;">

<span style="font-size: 16px;">Awgee</span></span>



<img src="http://redwing.hutman.net/~mreed/Assets/admin.jpg" alt="" />



<span style="font-size: 16px;">RC</span>

<img src="http://redwing.hutman.net/~mreed/Assets/weenie.jpg" alt="" />



<span style="color: red;"><span style="font-size: 15px;">Zovall</span></span>

<img src="http://redwing.hutman.net/~mreed/Assets/god.jpg" alt="" />



<span style="color: orange;"><span style="font-size: 16px;">Skip</span></span>

<img src="http://redwing.hutman.net/~mreed/Assets/enfantprovocateur.jpg" alt="" />



<span style="font-size: 16px;">IR</span>

<img src="http://redwing.hutman.net/~mreed/Assets/nanny.jpg" alt="" />



<span style="font-size: 16px;">SoCal</span>

<img src="http://redwing.hutman.net/~mreed/Assets/blissninny.jpg" alt="" />

<span style="font-size: 16px;">Graph</span>

<img src="http://redwing.hutman.net/~mreed/Assets/bigdog.jpg" alt="" />

<span style="font-size: 16px;">The rest if us</span>



<img src="http://redwing.hutman.net/~mreed/Assets/lurker.jpg" alt="" />
 
[quote author="RoLar_USC" date=1252162843][quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


Tell that to anyone who wouldn't live in anything except a SFR and but still invests in condos, duplex, triplex, fourplex, etc...</blockquote>


I can think of a lot of SFR's I wouldn't live in, and rent a SFR. Nice false analogy.
 
[quote author="no_vaseline" date=1252191788][quote author="RoLar_USC" date=1252162843][quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


Tell that to anyone who wouldn't live in anything except a SFR and but still invests in condos, duplex, triplex, fourplex, etc...</blockquote>


I can think of a lot of SFR's I wouldn't live in, and rent a SFR. Nice false analogy.</blockquote>


umm.... I don't think u understood... try re-reading
 
[quote author="RoLar_USC" date=1252193950][quote author="no_vaseline" date=1252191788][quote author="RoLar_USC" date=1252162843][quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


Tell that to anyone who wouldn't live in anything except a SFR and but still invests in condos, duplex, triplex, fourplex, etc... </blockquote>


I can think of a lot of SFR's I wouldn't live in, and rent a SFR. Nice false analogy.</blockquote>


umm.... I don't think u understood... try re-reading</blockquote>


You made a false analogy, Binky. Here is is again, with more clarity.



<em>Tell that to anyone who <strong>isn?t a cross dresser</strong> and won?t wear anything except <strong>Brooks Brothers suits</strong> and but still invests in <strong>women?s clothing designers and retailers</strong>...</em>



Do you know anyone who actively owns and manages his or her own rental properties? Two users of this board have such cred, one live in a SFR, one in an IAC unit, and both and are saying you don't know what the hell you're talking about.
 
<a href="http://www.sacbee.com/topstories/story/2163510.html">http://www.sacbee.com/topstories/story/2163510.html</a>



<span style="font-size: 14px;">Backlash against banks growing over mortgage modifications</span>



By Jim Wasserman



<blockquote>James Seeley, a machine shop supervisor at the University of California, Davis, just wants a modified mortgage that he and his wife, Sandi, can better afford.



It's a common quest in this economy. Seeley's wages are being cut. His house in Natomas has lost almost half its value. And he owes more than it's worth, even with a $125,000 down payment in 2006.



<strong>"We want to get payments down to 31 percent of our income," said Seeley.</strong>



In Curtis Park, <strong>Hilary Egan is trying to do the same.</strong> Her contractor husband has seen a considerable drop in business. She wants a modification before their interest-only loan resets next year to higher payments.



The Seeleys and Egans, both current with their mortgages, have something else in common: <strong>Both their modification requests were denied.</strong>



Their rejections have aligned them with a broad and growing swath of public opinion: sore that a U.S. banking industry that has received billions of dollars in taxpayer support in the past year hasn't reciprocated on their behalf.



"I don't know a single person who has benefited from the money that was given to lenders," said Egan.



Added Seeley, "The taxpayers are the largest investor in these companies, so I would think they would be taking care of us first."



Banks and financial institutions aren't usually adored even in best of times. But after absorbing much blame for exuberant lending that created the housing bubble, they are increasingly absorbing a backlash for their response to the subsequent foreclosure crisis.



It's not hard to see why. While banks and loan servicers have promised for almost three years to better address rising stresses on their home loan borrowers, foreclosures and defaults still haven't seriously slowed.



The eight-county Sacramento region has counted more than 42,000 foreclosures since the start of 2007. Many area neighborhoods are scarred by vacant repos and dead lawns that pull down property values of other homeowners. Statewide, the foreclosure tally has passed 410,000, and it's believed thousands more are inevitable.



As a result, it's not just borrowers griping about the inability of banks to contain the crisis. Elected officials, besieged by complaints from constituents, are increasingly applying pressure as well.



This month, the League of California Cities, convening in San Jose, will consider a resolution urging 480 cities to yank deposits from banks that "fail to cooperate with foreclosure prevention efforts."



"If you count up the money cities have in banks, that's an amazing amount of power," said Los Angeles City Council member Richard Alarcon, a former state lawmaker. "We have never tried to seize it. I'm trying to seize it. If you're not a good player on the foreclosure front, we're not going to put our money in your bank."



Last week, the Elk Grove City Council voted 4-0 to back the notion and lobby for it at this month's convention. The city of 141,000, one of the fastest growing in California during the housing boom, in the bust became an epicenter of defaults and foreclosures.



"It's time. It's past due. We should have done this some time ago," said Vice Mayor Sophia Scherman, who lives next to a foreclosed home. "It's going to send a very strong message to these institutions."



Others aren't so sure. Tony Cherin, professor of finance at San Diego State University, said, "I can understand the frustration."



But he said cities would have fewer choices for investing because of bank failures and mergers during the meltdown. He said cities' options "may be limited even though they would like to divest themselves."



Two weeks ago, U.S. Rep. Doris Matsui, D-Sacramento, and more than a dozen other California House members applied their own pressure. They wrote Shaun Donovan, secretary of the U.S. Housing and Urban Development Department, urging him to turn up the heat on mortgage lenders to modify more loans. Matsui and others wrote that homeowners who use HUD-approved counselors to contact loan servicers are often "rebuffed or told they couldn't be helped until they were behind on their payments."</blockquote>


I'm sure the bank would do a modification and take the DTI to 100%, but the customer would likely reject it because, well, I'm not a moron and I can figure out that no consumer will take a 100% DTI deal. They are just gonna default.
 
While the picture of the Xenophobe is amusing, the description of me couldn't be more inaccurate. I love new users - particularly when they bring good documentable info that runs counter to mine, not cherry picked and out of context snippets that just add noise and reduce signal.



This one is me:



<img src="http://redwing.hutman.net/~mreed/Assets/rottweilerpuppy.jpg" alt="" />
 
[quote author="awgee" date=1252281189]No_Vas, do you not find it scary when you and I agree on something?</blockquote>


Not really. We usually only disagree on style points, and almost always agree on the underlying issues. One example is the Fed - I agree with you they should get rid of it (because it's for the benefit of a few fat cats at the expense of everyone else), but I take issue with your argument because IMO it falls short on finding a suitable replacement. Are the symptoms worse than the cure (allowing the function of the Fed to be politicized by whatever party is in power at the time)? Dunno. Certainly worth talking about?.
 
<blockquote></blockquote>[quote author="no_vaseline" date=1252281403]While the picture of the Xenophobe is amusing, the description of me couldn't be more inaccurate. I love new users - particularly when they bring good documentable info that runs counter to mine, not cherry picked and out of context snippets that just add noise and reduce signal.



</blockquote>


I didn't read any of the descriptions. I was judging by the visuals. I thought of you with the one I posted because it looked like the guy was sitting in a farm. :)
 
Skippy



Do you or have you ever owned any income rental property ?

Any of it in an "economically challenged" area like the part of Tustin you used in your example ?

Your points are meaningless unless you can site some first hand experiences.

Notes on bar napkins are not allowed here.
 
[quote author="bltserv" date=1252282902]Skippy



Do you or have you ever owned any income rental property ?

Any of it in an "economically challenged" area like the part of Tustin you used in your example ?

Your points are meaningless unless you can site some first hand experiences.

Notes on bar napkins are not allowed here.</blockquote>


What does that have to do with the price of beans? The original poster posed a simple question. One that has been mangled into oblivion.
 
[quote author="no_vaseline" date=1252277583][quote author="RoLar_USC" date=1252193950][quote author="no_vaseline" date=1252191788][quote author="RoLar_USC" date=1252162843][quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


Tell that to anyone who wouldn't live in anything except a SFR and but still invests in condos, duplex, triplex, fourplex, etc... </blockquote>


I can think of a lot of SFR's I wouldn't live in, and rent a SFR. Nice false analogy.</blockquote>


umm.... I don't think u understood... try re-reading</blockquote>


You made a false analogy, Binky. Here is is again, with more clarity.



<em>Tell that to anyone who <strong>isn?t a cross dresser</strong> and won?t wear anything except <strong>Brooks Brothers suits</strong> and but still invests in <strong>women?s clothing designers and retailers</strong>...</em>



Do you know anyone who actively owns and manages his or her own rental properties? Two users of this board have such cred, one live in a SFR, one in an IAC unit, and both and are saying you don't know what the hell you're talking about.</blockquote>


I can't help but just laugh at you...



Haha, yes. I know plenty of people who actively own and manage their own rental properties. Do you, besides the TWO people on this forum? If that's the number one rule, then cash flow must not be as important. Let me know the next income property you pass on because you wouldn't live there, even though it would give an amazing return.
 
[quote author="no_vaseline" date=1252281850][quote author="awgee" date=1252281189]No_Vas, do you not find it scary when you and I agree on something?</blockquote>


Not really. We usually only disagree on style points, and almost always agree on the underlying issues. One example is the Fed - I agree with you they should get rid of it (because it's for the benefit of a few fat cats at the expense of everyone else), but I take issue with your argument because IMO it falls short on finding a suitable replacement. Are the symptoms worse than the cure (allowing the function of the Fed to be politicized by whatever party is in power at the time)? Dunno. Certainly worth talking about?.</blockquote>
Replace the Fed with the free market.
 
Shevy Akason works with professional investors. Those investors own propeties on Orange Street in Lake Forest. That community is no different than any in Santa Ana or San Juan Capistrano.
 
[quote author="RoLar_USC" date=1252285028][quote author="no_vaseline" date=1252277583][quote author="RoLar_USC" date=1252193950][quote author="no_vaseline" date=1252191788][quote author="RoLar_USC" date=1252162843][quote author="No_Such_Reality" date=1252142393][quote author="RoLar_USC" date=1252140494][quote author="bltserv" date=1252122491]Hey Skipper.



You ever spend any time in that part of Tustin along Mitchell ?

I worked for an electronics company on Franklin and Walnut for many years.

That area is plain dangerous. Just going to lunch on Redhill or Newport in that little Barrio

in the middle of the day is daunting. Unless your Latino. Your going to stick out like a sore thumb

living in that area. Using it as an example is inaccurate to the discussion IMO.</blockquote>


It's an investment situation, you never have to live there. How about those little condos/apartments in SJC that go for 100-120K and rent for 1200-1400/month?</blockquote>


First rule of landlord investing. Never buy a place you aren't willing to live in.</blockquote>


Tell that to anyone who wouldn't live in anything except a SFR and but still invests in condos, duplex, triplex, fourplex, etc... </blockquote>


I can think of a lot of SFR's I wouldn't live in, and rent a SFR. Nice false analogy.</blockquote>


umm.... I don't think u understood... try re-reading</blockquote>


You made a false analogy, Binky. Here is is again, with more clarity.



<em>Tell that to anyone who <strong>isn?t a cross dresser</strong> and won?t wear anything except <strong>Brooks Brothers suits</strong> and but still invests in <strong>women?s clothing designers and retailers</strong>...</em>



Do you know anyone who actively owns and manages his or her own rental properties? Two users of this board have such cred, one live in a SFR, one in an IAC unit, and both and are saying you don't know what the hell you're talking about.</blockquote>


I can't help but just laugh at you...



Haha, yes. I know plenty of people who actively own and manage their own rental properties. Do you, besides the TWO people on this forum? If that's the number one rule, then cash flow must not be as important. Let me know the next income property you pass on because you wouldn't live there, even though it would give an amazing return.</blockquote>


It's the first rule for really basic reasons. It's the difference between inadvertant slumlords and landlords.



It applies to new investors and not seasoned multi-unit owners and landlords. The scenario you describe for a rookie landlord results in slumlords and horrible investments. You need to know the area, clients and housing to make the investment work. Seasoned investment property people can take the property you highlighted and make it work. A first time investor, if they don't consider it a liveable property and area will have horrid results diving into it.



Seasoned investors walk a thin line between appropriate properties for the target market and slum.
 
[quote author="NewportSkipper" date=1252285707]Shevy Akason works with professional investors. Those investors own propeties on Orange Street in Lake Forest. That community is no different than any in Santa Ana or San Juan Capistrano.</blockquote>


That area is mostly Mobil Homes as I recall. There are a few apartments next to the Lake Forest golf course. I play once in awhile with my son there.

BIG difference in that area and Santa Ana and SJC. Its called Crime and Gangs. This island of area is Latino and low income.

But its not Drug and Gang infested. You dont see the Swat Team on a weekly basis.



So your a friend of Shevy ?
 
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