<p><strong>This came from U.S. Department of Labor:</strong></p>
<p><strong>Overall employment of financial analysts and personal financial advisors is expected to increase </strong><a href="http://www.bls.gov/oco/oco20016.htm"><strong>faster than average</strong></a><strong> for all occupations through 2014, resulting from increased investment by businesses and individuals. Personal financial advisors will benefit even more than financial analysts as baby boomers save for retirement and as a generally better educated and wealthier population requires investment advice. In addition, people are living longer and must plan to finance more years of retirement. The globalization of the securities markets also will increase the need for analysts and advisors to help investors make financial choices. Financial analysts and personal financial advisors who have earned a professional designation are expected to have the best opportunities.</strong></p>
<p>I tend to think an expert has better chance of doing a better job. I would hire a financial advisor the same way I would hire a carpenter, that is either I do not want to do the job, and/or I do not want to go through the learning curve. Currently hubby is my acting financial advisor.</p>