In general don't be cheap since you are already paying a pretty penny for your place - design/upgrade the home how you like it. (ex get the recess lighting in every room etc) I just talked to someone that bought a condo and she had lamps in her rooms because she bought it when it was already built. (I think a person fell out of escrow and she bought it) So she has to hire someone to install recess lighting/ceiling fan. (which would probably void the electrical warranty)