How low can we go? 30 yr fixed at 3.75% with no fees...

[TCT]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

 

[eyephone]

How hard is it to borrow the money from a low interest rate country, bring it to the USA and buy houses?
Like an all cash buy in America with a 1.5% interest in Taiwan.

Fairly easy. My parents pulled money out of their home in Taiwan at 1.25% and invested in rentals here in US.

Dang. Can I borrow money from your parents at 1.75%?

I recommend marrying a Taiwanese national. There are many lonely single rich Taiwanese here in Irvine.

Welcome back, YF!

That?s not Belly. Lol

#NoSweets4u

 

[Maserson]

I think the owner of Diamond Jamboree is not married.

 

[Mety]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

 

[Mety]

How hard is it to borrow the money from a low interest rate country, bring it to the USA and buy houses?
Like an all cash buy in America with a 1.5% interest in Taiwan.

Fairly easy. My parents pulled money out of their home in Taiwan at 1.25% and invested in rentals here in US.

Dang. Can I borrow money from your parents at 1.75%?

I recommend marrying a Taiwanese national. There are many lonely single rich Taiwanese here in Irvine.

Welcome back, YF!

That?s not Belly. Lol

#NoSweets4u

Maybe his friend.

 

[eyephone]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

How do you know?

 

[gpquest]

Why do people say we will become a Japan 2.0?

The scale/economy/influence/etc just do not compare.

We let in the most immigrants from around the world by far. We are not like Japan. Heck, Europe is a better bet than Japan will ever be if you are an investor.

 

[Mety]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

How do you know?

Google is your new best friend.

 

[eyephone]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

How do you know?

Google is your new best friend.

Oh, I thought you got the inside connection.

 

[Mety]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

How do you know?

Google is your new best friend.

Oh, I thought you got the inside connection.

I ain?t no YellowFever, bruh.

 

[eyephone]

I think the owner of Diamond Jamboree is not married.

I think she's a doctor and almost 70 years old. DJ is like her side gig.

How do you know?

Google is your new best friend.

Oh, I thought you got the inside connection.

I ain?t no YellowFever, bruh.

It?s all about networking. Brah

 

[potsticker]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

Seems about since you're paying a slight premium for condo mortgage as well as LTV of 90%. Overall, rate shopping with multiple lenders will let you know if your quote is good.

 

[TCT]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

Seems about since you're paying a slight premium for condo mortgage as well as LTV of 90%. Overall, rate shopping with multiple lenders will let you know if your quote is good.

This is the best we?ve been offered for a condo, 700-750k 10% down. Most charge a significant premium for condo vs detached or require 20% down. Just curious if this is a good rate at the moment for a condo.

 

[potsticker]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

Seems about since you're paying a slight premium for condo mortgage as well as LTV of 90%. Overall, rate shopping with multiple lenders will let you know if your quote is good.

This is the best we?ve been offered for a condo, 700-750k 10% down. Most charge a significant premium for condo vs detached or require 20% down. Just curious if this is a good rate at the moment for a condo.

In your situation, I think anything under 4% is great. At this point, you're playing with house money.

 

[eyephone]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

Seems about since you're paying a slight premium for condo mortgage as well as LTV of 90%. Overall, rate shopping with multiple lenders will let you know if your quote is good.

This is the best we?ve been offered for a condo, 700-750k 10% down. Most charge a significant premium for condo vs detached or require 20% down. Just curious if this is a good rate at the moment for a condo.

Just do it.

 

[Mety]

Considering this is a quote for an attached condo how does 3.75 with about 2k back in rebate sound?

10% down, high credit scores.

Sounds pretty good. You can always refi if the rates do get much lower in a future so if you're approved and really like the home, then go for it. I know you're getting a deal you want from the builder lender, but I still would recommend resales from SG, EW or WD if possible.

 

[eyephone]

You know how it goes. Sometimes if you wait, the deal is gone.

 

[Lallo]

My banks rates just dropped to 3.5% for refinance with 1 point.

 

[Mety]

My banks rates just dropped to 3.5% for refinance with 1 point.

0 or - points would be better IMHO.

 

[irvinehomeowner]

I think with "get the cans and the fans"... "pay no points" is another TI meme.