Coto de Caza or Covenant Hills (Ladera Ranch)

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I moved to Covenant Hills about a year ago and we looked at Coto as well.  We ended up choosing Covenant primarily due to the young families living there.  We have 2 young kids and Covenant feels more like a neighborhood than Coto.  We're on a cul de sac with tons of kids outside playing all the time.

In comparing the two, I would say Coto has the better high school (Tesoro vs San Juan Hills) but has lesser actual houses due to older floor plans and finish levels.  Coto is probably a little less expensive.  Covenant is more convenient to getting around South County.  I work south of Irvine, so it's very easy for me.  The weather in Covenant is going to be cooler than Coto.

The total HOA for a home in Covenant is $390 per month.  Somebody mentioned $900 per month, but that is for the 1 condo development in Covenant.  There is also Mello Roos.
 
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