Betting on the stock market if far riskier at this time.....my reasoning.
The supply and demand levels were substantially changed by the internet. 15 Years ago there were a limited number of people in the world that could trade stocks........it was limited to the affluent that had access to a stock broker. When the internet got started, the number of individuals that could trade stocks went up substantially. Anyone in the world with access to a computer can now easily buy, sell, trade.............
So the number of customers trying to buy stocks has increased many fold.......continuing to drive prices for stocks up, or at least maintain them at historically high levels.