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  1. U

    Most used mortgage lender

    If I can start over again, I will reach SGIP instead of BofA just for the 0.125% rate and 2K credit.  It is so painful with BofA as the communication is sooo slow, and they were so inefficient on processing your application.  Once the sales guy got your business, they start looking for next...
  2. U

    New carbon monoxide (CO) requirement

    I thought we are discussing CO instead of CO2, and since CO is lighter than air so a combo detector (smoke+CO) should work better?
  3. U

    New home inspection

    Any new home buyer (newly constructed house) still hire I specter before sign off the contract?  Since it is a new home, what should be specially looked after during the final walk with builder?
  4. U

    HOA Rules and Fines regarding backyard landscaping

    I am really curious how many owners in detached condos has filed application while they did the landscape in their back yards.
  5. U

    HOA Rules and Fines regarding backyard landscaping

    I am curious if the plants listed on the original permit summited died, can owner change it to different plant freely or a new application has to be submitted?  Or if the paved path fall apart and owner wants to change it to different style?
  6. U

    Most used mortgage lender

    Thanks. I will ping SGIP for help then. Thanks a again.
  7. U

    New landscape for condo application

    Thanks for the information. By the way, is it easy to apply for the permit by myself or it's better leave it to landscape design house?
  8. U

    Most used mortgage lender

    We are in the process of finding a lender for our mortgage, but surprised to know how different offers are provided by different lenders.  Have anyone can refer some lender for us? By the way, anyone has experience with Pacific One Lending in Huntington Beach?  Any good or bad? Thanks in advance!
  9. U

    New landscape for condo application

    Thanks!  So I still need HOA approval even just put a lawn or pave path in the side yard?
  10. U

    New landscape for condo application

    Hi, Does anyone has experience DIY own yards? Just curious will such HOA permit application process very complicated if I would like to try a DIY project for the new detached condo side yard (approximate. 10'x50) in Portola Springs?  Besides of submit applications/plan to HOA, should I submit...
  11. U

    insurance for condo

    Just confused about property insurance required for a detached condo.  Is H06 a must and another insurance required? Thanks
  12. U

    Living in Portola Springs

    100% agree with your point.. I believe assets of Irvine are the safefy, cleaniness, and great public school systems.  That's what supports such high demand on housing and much higher housing price than surrounding cities.
  13. U

    Living in Portola Springs

    True.  However who knows how kids will do in a crappy school.  They might be on top of their class, and might be average or even worse.  To minimize any risk, schools with high scores are better choices with several uncontrollable uncertainties than having a "hope" that kids would be doing great...
  14. U

    Living in Portola Springs

    I agree school scores varied over years.  However high scored schools tends to keep their position, that might be due to both principle's position/policy and PTA's view point.  Otherwise CanyonView won't be so popular and high scored in past years. I do not agree that schools with more condos...
  15. U

    Living in Portola Springs

    I believe I'm falling to the FB category (not FCB though).  Mine and my friends criteria of buying house is simple - school scores and zones.  99 Ranch and Zion Market are nice to have facilities, but you have to drive there no matter you are in Woodbury, Woodbridge, PS, or QH.  Education is...
  16. U

    Cemetery district in Irvine?

    Just looked into Irvine city plan and found there is a cemetery district planned. Besides of that, looked like the future cemetery will be in OCGP life long learning zone. Anyone knows exactly where the cemetery could be?
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