Wells Fargo Mortgage is looking for a deadbeat with the last name of _Vaseline

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no_vaseline_IHB

no_vaseline_IHB

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<p>And NO, it's not me.</p>

<p>Last night my wife and I sit down for dinner at 6:30. No sooner than I pick up a fork and eat, the phone rings. We know two things before we pick it up:</p>

<p>1. It's not for us. Neither myself nor Mrs. _Vaseline use the land line phone for anything other than calling AT&T when the DSL stops working (which lately has been everytime it rains, different rant) or calling 911 if the power goes out (God willing, that will be never).</p>

<p>2. It's a bill collector for somebody else, or a telemarketer for either the paper or a local floor cleaning company. Our number was formerly assigned to our good buddy "Bruce", who apparently bounced checks with every check cashing place in town before he skipped. I (in a roundabout way) collect money for a living, so I do what I can to help, which isn't much.</p>

<p>So my wife (who is closer) fetches the phone and answers "_Vaseline Residence."</p>

<p>Other Party "Yes, Bruce or Trish _Vaseline please."</p>

<p>Mrs_V: "I'm sorry, who?"</p>

<p>OP: "Bruce or Trish."</p>

<p>Mrs_V: "_Vaseline?????"</p>

<p>OP: "Yes."</p>

<p>Mrs_V: "Miss, I'm sorry. They aren't in our clan. Are you a collection agency?"</p>

<p>OP: "<em>I'm with Wells Fargo Mortgage</em>." Which I'll take as an admission by omission.</p>

<p>Mrs._V proceeds to get our number added to their files so they won't call us anymore since we absolutly aren't thier customer. </p>

<p>She tells me the story and I laugh. Good times.</p>
 
<p>Ha! Good stuff. Is it normal practice for collections departments to just open the phone book and start dialing last names which match deadbeats? lol Sounds sophisticated.</p>
 
<p>They just go for names and you have to convince them it is not you. I got a collection letter a couple of months ago and called the agency and they had the wrong last 4 digits of the social security number. I wouldn't give them mine but explained that the one they had was wrong and they dropped it.</p>

<p>The person said they just contact all people with that name and let them explain it isn't them. Collection Agencies buy these from the people owed money for pennies on the dollar and if they collect anything it is highly profitable.</p>

<p>Nasty business that is!!</p>

<p>Regards</p>

<p> </p>

<p> </p>

<p> </p>
 
Just be thankful it's not a bill collector for child support. There are stunning stories of how easy it is to get stuck with a bill that belongs to someone else with the same name, and then have them come after your assets.
 
<p>Malibu,</p>

<p>You are right. The DA was chasing after me for failure to pay child support, and I got all my children with me. My friend got child support lean on his credit report and he has no children.</p>
 
<p>Mrs. SCHB and I have a similar hex. Our landline is only for credit cards, insurance, or anything else might create a telemarketing call, and like you, we don't answer it.</p>

<p>We've had 4 messages over the last 3 months looking for someone with a completely different last name regarding this person's "outstanding home equity line of credit." It usually ends with "...you <em>need</em> to call us." (trying to hide some panic) I actually would talk to the person if they ever called while we were home, but they call mid day, probably business hours in different time zone.</p>

<p>SCHB</p>
 
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