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momopi_IHB

momopi_IHB

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<a href="http://www.highyieldcheckingdeals.com/2008/03/high-yield-reward-checking-by-states.html">High Yield Savings Account</a>
 
is anyone familiar with any of these banks? here's the list in momo's link.



Bank of Ripley 5.26% $25,000 updated rvw: 01/31/09

Evantage Bank 5.25% $25,000 updated rvw: 12/15/08

Bank of the Wichitas 5.25% $25,000 updated rvw: 01/05/09

AmericaNet Bank 5.25% $25,000 updated rvw: 01/06/09

First New England Federal Credit Union 5.15% $25,000 updated rvw: 05/30/08

Keystone Bank 5.15% $25,000 updated rvw: 01/31/09

Connexus Credit Union 5.15% $25,000 updated rvw: 01/26/09

Heartland Community Bank 5.06% $30,000 updated rvw: 04/09/08

First State Bank 5.03% $25,000 initial rvw: 08/13/08

Coulee Bank 5.01% $25,000 updated rvw: 12/01/08

Charter Bank 5.01% $25,000 updated rvw: 01/07/09

United National Bank 5.01% $25,000 updated rvw: 01/02/09

Community Bank of Raymore 5.01% $25,000 updated rvw: 12/24/08

Community Bank of Pleasant Hill 5.01% $25,000 updated rvw: 12/24/08

Olmsted National Bank 5.01% $25,000 updated rvw: 01/31/09

Lake Michigan Credit Union 5.00% $15,000 updated rvw: 06/12/08

West Bank 5.00% $50,000 initial rvw: 07/03/08

Royal Banks of Missouri 4.78% $25,000 updated rvw: 12/30/08

Farmers & Merchants Bank 4.51% $50,000 updated rvw: 12/18/08

Bank of the Sierra 4.51% $25,000 initial rvw: 12/03/08

Liberty Bank 4.50% $25,000 updated rvw: 11/02/08

First Arkansas Bank & Trust 4.44% $50,000 updated rvw: 02/02/08

CornerStone Bank 4.35% $50,000 initial rvw: 12/12/08

Consumers Credit Union 4.09% $25,000 updated rvw: 01/12/09

Addison Avenue FCU 4.04% $25,000 updated rvw: 01/02/09

First East Side Savings Bank 4.02% $25,000 updated rvw: 01/02/09

Capital Bank 4.01% $25,000 updated rvw: 11/02/08

Ouachita Independent Bank 4.01% $25,000 updated rvw: 12/06/08

Southern Community Bank & Trust 4.00% $25,000 updated rvw: 11/01/08

The Bank of Fayetteville 4.00% $50,000 updated rvw: 11/02/08

ViewPoint Bank 4.00% $50,000 initial rvw: 05/22/08

Atlantic Coast Bank 4.00% $25,000 updated rvw: 12/31/08

Provident Credit Union 3.76% $25,000 updated rvw: 01/02/09

Libertad Bank 3.50% $25,000 updated rvw: 02/01/09

Venture Bank Direct 3.50% $25,000 initial rvw: 12/16/08

State Bank of Toledo 3.01% $70,000 updated rvw: 10/15/08

Champion Bank 3.00% $25,000 updated rvw: 01/02/09

CBDirect Bank 3.00% $250,000 updated rvw: 02/01/09

West Texas National Bank 2.01% $25,000 updated rvw: 01/09/09
 
[quote author="acpme" date=1235527565]is anyone familiar with any of these banks? here's the list in momo's link.

</blockquote>


I'm familiar with those banks just as you are familiar with United Bank of BlackVault!
 
[quote author="BlackVault CM" date=1235528470][quote author="acpme" date=1235527565]is anyone familiar with any of these banks? here's the list in momo's link.

</blockquote>


I'm familiar with those banks just as you are familiar with United Bank of BlackVault!</blockquote>
I opened up my own bank. It might not offer 5%+ interest but it has the side benefit of not being subject to nationalization, bank "holidays", or cash shortages. I confirmed for myself that I was making the right decision in opening this branch when my local USBank branch manager informed me that she would need 7 days to fill my request for a $25k cash withdrawal.
 
[quote author="biscuitninja" date=1235526524]Sweet! I'm going to check into a few of these accounts!

-bix</blockquote>


just checked one too for F&M Bank, they only offer CD but no high yield saving account, the rest of the list not even sure where those are locate
 
[quote author="Johnny" date=1235549678][quote author="biscuitninja" date=1235526524]Sweet! I'm going to check into a few of these accounts!

-bix</blockquote>


just checked one too for F&M Bank, they only offer CD (low rates) but no high yield saving account, the rest of the list not even sure where those are locate</blockquote>
 
[quote author="Johnny" date=1235549678][quote author="biscuitninja" date=1235526524]Sweet! I'm going to check into a few of these accounts!

-bix</blockquote>


just checked one too for F&M Bank, they only offer CD but no high yield saving account, the rest of the list not even sure where those are locate</blockquote>




There is a Farmers Merchancts around here... i need to check it out once i get out of here.



good luck

-bix
 
I recognized F&M, but after that the list looks like the same names that have been posted on Calculated Risk, or will be some Friday in the future.
 
Be aware that there are several different banks named Farmer's and Merchant's Bank. If you Google it, you will find several. They aren't related. So the rates quoted in the post may be from a completely different bank than the one we are familiar with here in Southern California.
 
<a href="http://patelcohealthsavingsacct.org/?WT.term=Ad+#46941&WT;.campaign=1290&WT;.content=text&WT;.medium=cpc&WT;.source=yahoo&cshift_ck=818551722cs602663681&WT;.srch=1">5.12% APY HSA Account</a>



<a href="https://www.patelco.org/accounts/certificates.aspx">7% New Member CD ($1000 max)</a>



Bummer about the $1k cap. :(
 
[quote author="momopi" date=1235696176]<a href="http://patelcohealthsavingsacct.org/?WT.term=Ad+#46941&WT;.campaign=1290&WT;.content=text&WT;.medium=cpc&WT;.source=yahoo&cshift_ck=818551722cs602663681&WT;.srch=1">5.12% APY HSA Account</a>



<a href="https://www.patelco.org/accounts/certificates.aspx">7% New Member CD ($1000 max)</a>



Bummer about the $1k cap. :(</blockquote>


Can I have 1000 accounts? :lol: ;-P



-bix
 
[quote author="Johnny" date=1235701227]HSA Eligibility



what does high deductible health plan mean.?</blockquote>


Are you sure this is the right forumn?



Otherwise a high deductible plan means you pay alot out of the account.... you can put a large amount in there and use it as you wish (for heathcare, that is not taxed). If you pull it out for anythign other than medical then you will get taxed on it. For a FSA you will need to use any money during the "alloted" time period. Do you have health care needs that need attending to?



-bix
 
[quote author="biscuitninja" date=1235709175]Do you have health care needs that need attending to?



-bix</blockquote>


Err...no but thanks for the reply
 
[quote author="Johnny" date=1235701227]HSA Eligibility



what does high deductible health plan mean.?</blockquote>


It means your health plan requires you to pay a high annual deductible. For the exact amount, go to www.irs.gov. Most PPOs qualify. HMOs do not.
 
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