Car insurance - anyone have Wawanesa ?

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Trooper_IHB

New member
Hi all,



My auto policy has just come up for renewal and I'm cranky it went UP again....I haven't had any claims, and ....ahem.....no tickets ! ;)



I currently have Progressive, but a friend told me about <a href="http://www.wawanesa.com/">Wawanesa</a>



An online quote I just received from them knocked my socks off and it seems too good to be true. All coverage/deductibles that I submitted mirrored that of my Progressive policy. Actually, Wawanesa doesn't have the $1000 deductible that I currently have with Progressive, they only have a $500 deductible for comprehensive and collision. So, it's actually even better for me if I wreck.



Progressive: $822 for 6 months

Wawanesa: $506 for 6 months



Wow ! That's a savings of $52 bucks a month....or $632 a year ! What's the catch ?



Anyone ever have dealings with them, and/or claims ? How did your experience go ?
 
I can't answer those questions, but if you're comparing prices then I recommend you look into Mercury. They were the cheapest around 10 years ago when I first moved to Socal, and they were still the cheapest a year ago when I shopped around again. I got quotes from Progressive and Wawanesa, in addition to several others. Next closest policy was $100 more per 6 months. I went through AIS for my original policy, and I believe they at least match any direct quotes. They work with multiple providers and just plug your info into the computer, which spits out the cheapest option. I have no idea how good Mercury is on customer service, as I've never had to file a claim either. (And no tickets too!)
 
I have had Wawenesa for 10 years. Fortunately, I've never had to deal with a claim, so I can't help you there.



But they are half the price of other quotes that I've gotten (I only pay $700/year for my 4 yo SUV w/300k liability), even much cheaper than Mercury (which I switched from)
 
Troop, if it helps, we have everything insured with MetLife, we've had one auto claim and they were outstanding...



For $840 for 6 months we have:



1. 2006 Beetle Convertible



2. 2008 Scion xB



Both with comp/collision/un-insured motorist, winshield/towing/rental and anything else they offered with $500 ded



Also included in the $840...



Renters insurance with more than enough coverage for us including liability/Medical etc etc...



And that even includes the scheduled coverage at $147 pa I have for $9500 on my Bicycle which covers accident, theft in fact everything except normal wear and tear...



Unless a Bicycle is scheduled it only covers $1500 for theft/fire/damage at your residence...



I've never seen a Bike burst into flames, but you never know .



I like the little Geico Lizard, problem is, I can't understand a word he says...
 
I have Ameriprise, through Costco, and have been very happy with them. $250 deductible, 100k/300k, etc. and it is $1050/yr. for a 2001 Ford pickup and 2008 Subaru sedan.
 
CM, that is a good deal...and for TWO cars, wow. Too late though, I just sent my payment in to Wawa. Done deal. Thanks all.
 
Troop,



You're welcome. I was amazed at how cheap Ameriprise was when I first switched from 21st Century Insurance. Plus, they had higher limits and lower deductibles. Problem is, they don't insure motorcycles, so I have to have two policies. Their auto is so affordable that it actually makes sense to go that route.



If you aren't happy with WaWa, check out Ameriprise next year.
 
I have Wawanesa Insurance... for about 11 years now.



One of the main reasons I went with them, was I was in a car accident (not my fault! :) ) and the company that the person that hit me had for insurance was Wawanesa. I was so impressed at how they handled the claim, no push back, no problems with which repair shop I chose and no problems with the rental car... that I decided to get a quote from them. It came in so much cheaper than what I was currently paying, and with already seeing their customer service in person... that I felt very comfortable in making the switch!



Good luck! Hopefully you won't need to use them! ;-)



GITOC
 
No problem Troop!



Hopefully you will be happy with their service, and as mentioned before... not need to use it!



Hope your weekend was fun!!! :coolsmile:
 
If the recommendation from bimmerforums means anything, then Wawa is highly recommended. I have Mercury, and have had few claims handled very well, but from what I have heard, Wawa is the way to go. So, Troop the nutters over at bimmerforums love Wawa, and I am thinking about switching to them, even if the are slightly higher than Mercury, and I think it will be the right choice too.



Thanks GITOC for the real life experience of Wawa, it helps to know a trusted source, like your self, has had a good experience.
 
Our auto insurance was up for renewal, so like a good Trooper, I shopped around. %-P



Mercury was within dollars of AAA.

Wawanesa was <strong>23% cheaper</strong> than my current AAA or a savings of $400.

Everything was similar except AAA insured $500k bodily injury and Wawanesa only insured up to $300k.

Thanks for the post, Troop, and for everyone's comments and suggestions.

I had not heard of Wawanesa until I read this thread.
 
I still can't believe I'm saving $632 a year....and my quote mirrored my policy coverage from Progressive. I mean, they blow away the competition imo. Glad it worked out for you !
 
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