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    Macro Economics and Personal Finance

    the same person who anticipated a once in a century pandemic?
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    Custodian Roth IRA account for kids

    I've read that filing a return for a kid who earns less than ?$7k? is not necessary for contributing to a Roth IRA. But I am happy to hear input from others who might know better. Someguy-are you a tax pro?
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    2025 Top Public Colleges & Universities

    "tax-payer" ROI, which I take as professionals as employees and entrepreneurs who increase the size of the state economy.
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    Custodian Roth IRA account for kids

    it seems you are saying the UGMA will affect her financial aid, but the 529 will not? I was under the (mis?) understanding that both would reduce her college aid-is this not correct?
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    Custodian Roth IRA account for kids

    Also, for the Roth for kids, I keep a paper/spreadsheet log of kids earnings (can't be chores/allowance; think babysitting or dog walking for neighbors or anything you yourself might hire someone else to do) once they turned 12. I 100% match their earnings as a deposit into their Fidelity...
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    Custodian Roth IRA account for kids

    I, a many decade Vanguard customer, feel that their customer service really took a dive in the past few years. They forced all of the vanilla mutual fund holders to convert to online brokerage accounts, and now are demanding $25 for each phone call, and $100 to close out an account.
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    INFLATION IS OUR FRIEND

    Looks like the price is 9.89 for the combo #3 in Salt Lake City, where minimum wage is federal. So the high prices are going to corporate/franchisee profits, not to the minimum wage workers due to increased labor costs.
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    Presidential Elections

    I read that Trump would have to post a bond equal to the penalty in order to appeal. Does anyone know whether that Is correct?
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    Panda's Art Gallery by Sarang Design | Korean American Designer

    I've read about the super low birthrate in SK. Are Korean-Americans more fecund?
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    EV/Plug-in/Other vehicles

    Where do you think all of the other car makers data is going? Surely not Detroit, maybe India?
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    ChatGPT (and other AI/Skynet stuff)

    is the phone app subscription? I was just thinking on my drive in whether I could get it to report my missing newspaper delivery instead of me logging into the newspaper website and clicking through multiple screens. Now THAT would be useful! I've only been using it for minor code...
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    coronavirus

    Science is a process for determining the unknown...early on, the hypothesis was that SARS was in large droplets, which do not travel far before falling. 3 feet was the distance prior studies had determined for large droplets, hence 6 feet was deemed 'more safe'. Subsequently, it was determined...
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    ICE or EV?

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    INFLATION IS OUR FRIEND

    jeez, FAKE NEWS if you actually look at the article, it says: Our subtotal was $47.52, $50.20 with tax. Add the bag of Army men we ordered from Amazon and we gave a total of $57.27. That’s not too far off how the U.S. Inflation Calculator has tracked price increases over the last 30 years...
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    ICE or EV?

    What is the amazing tech in the CT? I do like the idea on the F150 of plugging in your house during a blackout. only six months until the ID.BUZZ? If it is really going to be fully-loaded in the $50k-range, I might be enticed by a vanagon!
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    ICE or EV?

    when is the vanagon arriving in the US?
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    Economy and Climate Change

    The energy developers had requested billions of dollars in additional taxpayer funding Good! Let the developers lose their $$, not saddle the taxpayers with their cost over-runs. Just another 'heads I win/tails you lose' FU from the crony capitalists.
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    Uneven error on top loading washers, Suspension Rod issues

    I have used grease that is around from bicycle bearing usage, from park tool/REI, for bearing related applications: https://www.rei.com/product/760718/park-tool-polylube-1000-4-oz?sku=7607180010 for a thinner grease, I have used Honda grease on the struts for my SUV's rear window lift struts...
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    Masks?

    The science that masks work is clear: If everyone wears a well-fitting mask, transmission is reduced. This is true in medical settings. The problem is that in the wilds, half of folks won't wear one, even if they are feeling ill. Plus few people wear them properly even if they do. This...
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    Which one would you choose and why?

    Will there be any effect on inventory/price if short-term rentals are effectively banned?
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