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I have a feeling that we're going to get very long range hybrids this decade. https://finance.yahoo.com/news/byd-hybrid-drive-non-stop-025426683.html

As far as I know there is no 99 year lease or 99 year loan program. In Mexico residential land lease is 10 years and fideicomisos (Trusts) are 50 years, both are renewable subject to government policy.

$20 for cheeseburger with shoestring fries on the side. Decent burger. But they tried to upsell me with $40 lunch special. >_> Was there for lunch yesterday and the place was pretty empty.

“Minutes to Orange County”??

^^^ this is actually a very good price. You pay just $10/month each for the portfolio model that you use, and still track models that you’re interested in via sandbox. Currently eyeing “fidelity simple sectors”.

I think for 529 to Roth IRA rollover, we are looking at 40-45 year horizon for the IRA account. $35,000 invested in S&P 500 index with 10% annual returns for 45 years will yield $2,551,167 I spoke with my cousin about setting up custodian Roth IRA, he says they won’t bother and will just...

That much will buy you a lake front house in MV on bigger lot.

There are exceptional fund managers who have consistently out-performed the S&P 500, but I believe index fund should be your core holdings. Peter Lynch managed the Fidelity Magellan Fund from 1977 to 1990, earning average returns of 29.2% before his retirement at age 46. William Danoff managed...

Chili’s smasher burger’s beef patty is lean, I suggest not ordering it well done.

https://www.latimes.com/environment/story/2024-05-22/evs-and-hybrids-twice-as-likely-to-hit-pedestrians-study-shows Young children are trained to stop, look and listen before they cross the street. In the electric car age, parents might want to put extra emphasis on the word “listen.”...

I went to Kramer Jr High in Placentia for 7th grade. Used to own a condo by Rose Dr & Alta Vista, lived there when hometown buffet was still there. Lectured 5th grade class at Rose Dr elementary back in college - graduated from Fullerton JC and CSUF. Used to buy membership at OC indoor range...

Vanguard College Cost estimator has list of schools and their costs: https://vanguardcollege.ssnc.cloud/collcost.php#results When you click on "Look up cost" you can select State, in-state/out-state tuition, tuition only or tuition + room and board costs. Though I have questions regarding "out...

They probably don't even know where it is. Back when I was trying to buy in South Riverside County, no Asian investor competition I thought. Lo and behold, I was up against Canadian (and one Dutch) snowbirds.

>_< For ~$1 million you can get a SFR in Fullerton/Brea/Placentia area: https://www.redfin.com/CA/Brea/472-Dover-Cir-92821/home/4150436 https://www.redfin.com/CA/Brea/602-Candlewood-St-92821/home/4144346 $1.5 mil homes with <$100/month HOA...

Tender Greens at Spectrum now sells a $11 burger, no sides. The burger itself is meaty and decent, not sad looking like Shake Shack. Wish it came with a side, ah well.

Sorry guys, I left my compound interest calculator on monthly instead of annually. Since we're talking about S&P 500 with annualized average returns of 10.2%, the compound interst calculation should be set to annual and not monthly. Using my earlier example, if I put $100/month into an account...

Here's a couple useful charts: A comparison of investing in top 50, 100, 200, 500, and 1000 stocks on the S&P 500: https://www.portfoliovisualizer.com/fund-performance?s=y&sl=7AFcnMUsxfXxnY1iyaUhvf A comparison of bonds/stocks portfolio models and average returns...

There's a lifetime limit of $35,000 on 529 to Roth IRA conversion. The annual IRA contribution limit is $7,000. This includes 529 to Roth IRA conversion: https://www.fidelity.com/learning-center/personal-finance/529-rollover-to-roth To have $60,000 in Roth IRA by age 18, you'd need to...

That early start, or early lump sum is critical in achieving critical mass for the snowball rolling downhill. Using my earlier example of 59 year investment span for my 4 year old, if I invest $100/month from ages 4-18 (14 years) into S&P 500 and stop contribution at age 18, the account will...

S&P 500 index is one of the best investment choices with historical returns of 10.2% annually: https://investor.vanguard.com/investor-resources-education/education/model-portfolio-allocation With Buffett's 90/10 model portfolio for his spouse, the above chart shows historical returns of 9.9%...