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  1. W

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Wow, check out owning.com's rates today!! 30 year 2.50% conventional.  2.625 for high balance conforming. 
  2. W

    Tesla Model Y

    What was your original purchase price?
  3. W

    Tesla Solar Panels Price Cut

    Are you sure you can still claim the tax credit?  I wonder if you would still be able to claim the tax credit if you bought the system the following year. 
  4. W

    New Listing in Woodbridge - Single Level SFR - 96 Summerstone

    Thanks.  Price was dropped to $916k today.
  5. W

    Listings with Offer Deadline

    scarcity marketing
  6. W

    Tesla Model Y

    eGolf was considered a "compliance" model for VW.  State and Federal laws have certain MPG mandates that force car manufacturers to take a hit on certain models so they can still sell higher profit margin (ie. gas guzzler) models in certain states.
  7. W

    New Listing in Woodbridge - Single Level SFR - 96 Summerstone

    Helping out a relative with his listing.  The only single story single family residence in the entire Woodbridge community. https://www.redfin.com/CA/Irvine/96-Summerstone-92614/home/4695284
  8. W

    Recommendation on Cabinet Companies and Companies that sell Vanities

    I would estimate 10-20% cheaper installed vs. buying it from Builders Surplus, hauling it home and then having to install it yourself.  Once you factor in your own time, the savings is probably closer to 40%.
  9. W

    Recommendation on Cabinet Companies and Companies that sell Vanities

    Builders Surplus is not as cheap as I was expecting.  Their counter-tops are also very limiting and take more than 3 weeks to fabricate.  Plus you need to haul the cabinets back and install yourself.  Chinese cabinet places in SGV are much cheaper and can fabricate whatever counter-top you want...
  10. W

    Elections: Who are you voting for: Trump or Biden?

    There is no point in even voting for the presidential candidate in CA.  Biden will easily win and take the electoral votes.   
  11. W

    Tesla Solar Panels Price Cut

    There was quite a bit discussion last year and the best deal I saw members discuss was $2.60 pre credit or $1.82 post rebate.  And that was for a larger system.  I called 5 different companies and could not get it down to $2.60 due to my smaller size.
  12. W

    Tesla Solar Panels Price Cut

    I don't think it was ever $1.65/kwh after 30% fed credit last year.  It was $1.95/kwh according to my math... 3.78 kwh for $10,500, minus 30%.
  13. W

    Tesla Solar Panels Price Cut

    In a sense they are.  They are giving new customers the newer panels at the same rental fee.  The real question is whether they will upgrade the panels for people who have the previous generation panels.  I called twice today and could not get through to a CSR.  Guess they are getting slammed.
  14. W

    Tesla Solar Panels Price Cut

    It's a no brainer decision to subscribe if your break even point is 8-9 years.  Look what just happened to the pricing and efficiency gains on the panels.  People who bought panels before this happened just lost 20-30%.  The increased tax savings of 4% doesn't negate this benefit.
  15. W

    Tesla Solar Panels Price Cut

    The new pricing structure is an absolute game changer.  Not sure how the mom and pop installers can compete with such a drastic price drop by a major provider.  Their only hope is that there is demand for system sizes in between the Tesla ones.
  16. W

    Tesla Solar Panels Price Cut

    Looks like they changed the size of their panels are well.  Sizes used to be in increments of 3.78/kw per.  Wonder what type of panels they are using now.  What a crazy deal. 
  17. W

    Would you take money out of equities and buy residential income property today?

    Depends on if he gets a good deal on his rental property.  A lot can go wrong when purchasing and managing a rental property.   
  18. W

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Lenderfi showed 2.75% no fee for 30yr conforming refi earlier today.  Checking now there is now about $1k of closing cost.
  19. W

    Changing Shower Valve on Old Shower

    Yes, this house was built in the 70s.  The good news is that there is drywall access behind the shower.  Let's hope I get a better quote today.
  20. W

    Changing Shower Valve on Old Shower

    It's a pretty involved job.  I'm not referring to the front accessible valve.  It's the valve that connects the hot and cold water line which is behind the wall.  I estimate probably 1.5-2 hours for a plumber to do it.  I'm just shocked at the 2 quotes I got so far.  I'll have to get a few more...
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