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  1. ThirtySomethingWEquity

    ICE or EV?

    what model Taycan did you have? 240 isn't bad, but I gotta assume after a few years the battery range will be down ~10%. The Macan EV looks nice, maybe i'll look at the as they come off leases in a couple years.
  2. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Apple stock has done really well in that time frame. Lotta employees probably just selling chunks of stock to reduce their commute times.
  3. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Nope, I went from West Irvine to Baker Ranch (in Lake Forest/Foothill Ranch). I also regret selling my West Irvine townhouse...but meh, it worked out well enoug, not sure I would have enjoyed being a landlord.
  4. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I bought my house for 1.2M in late 2020 (thanks again USC!) and it should be worth about 2.1M conservatively now. At peak, a model match with a smaller lot sold for 2.3M. So this is probably a bit better than John's Creek, from a pure appreciation perspective. Irvine has appreciated at a...
  5. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Maybe i'm spoiled but I want a spare bedroom so if either the wife or myself is sick/snoring (or the kid is), at least one of us gets a good night of sleep. Then I also like having an office/library area downstairs. When it's chaos downstairs, retreating to a separate, quiet area downstairs...
  6. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    The problem with the old floorplans that came with 3CWG is they have the split living room/family room thing that just doesn't make sense to me. Did you get a loft too, or was this one of the plans where the loft got converted to a fifth bedroom? I have a *huge* loft that I'm wondering if I...
  7. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Oh that's awesome. I'm enjoying my work now, but I think it'd be so fun to make the rounds of some of the gigantic tech companies over the years. Maybe Apple and Amazon in five or ten years for me.
  8. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think Apple has an office in OC, other than some tiny satellite one for VR development in Newport Beach, which would be greater than a fifteen minute drive. Blizzard, Amazon, Blackberry, and Broadcom are all in the Spectrum area though. (I don't actually know anyone who has worked for...
  9. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think I agree at all when it comes to a mortgage. People need a place to live. If you're going to spend 4k on housing your family, it doesn't really become 'bad' if it's in the form of a mortgage and negligible to your financial health if it's renting. Plus, I'd rather have 10M and...
  10. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I owe about 700k on my mortgage, the rate is about as low as it gets too. Property taxes are ~$1100 a month, no mello roos since it's Baker Ranch, HOA is less than $300, insurance is cheaper than that, and landscape is ~$100. I don't have a pool, my lot size is only ~4500 sq ft, but that's...
  11. ThirtySomethingWEquity

    Card shops for Pokemon?

    I believe Game Chest in the Irvine Spectrum has boxes of pokemon singles, but I don't imagine you'll find expensive cards or binders of hard to find ones there. Its' more like, grab bag bulk buying common singles.
  12. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think I ever figured it out. AMZN? Broadcom?
  13. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    yeah that's a good point, my friend has a ~5M house in orchard hills, and compared to my ~2M house in Lake Forest, what he has is huge bedrooms and a super awesome backyard and pool. But house wise, it's not a huge step up. It's nice that the kids rooms are gigantic, but he doesn't have more...
  14. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    This makes a lot of sense to me. I like nice cars and fancy clothes too, but I resist the impulse to splurge there. Instead i've got a really nice place that is great for my family, close to parks, and good for entertaining. Easily the best splurge I've ever made. The Porsche will have to...
  15. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    No, that would be ridiculous. Having an extra 10% more money *in the bank* at the cost of not living in the city you dream about or having enough space for kids to run around is insane. Assets are assets more or less, maybe they have slightly different single digit percentage point returns...
  16. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    yeah it's not the offer amount, it's the vested amount. If you got an offer from Tesla in ~2020 and it paid $100k salary and grant that is 100k a year in RSUs *over four years*, guess what, by year 4 you were making probably 150k in salary (assume small promo/raises) and....a whopping 1M in...
  17. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Most post series D "deca-corns" like Databricks, Stripe, SpaceX etc. all have liquidity events multiple times a year that allow employees to sell their RSUs, so the money is worth something, just less liquid than a typical big tech company that has a vesting schedule of months or quarters...
  18. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I work with a lot of very high income tech folks and I don't know any buying 4M+ properties! There just aren't that many people in tech making 1M+ a year consistently unless you're talking director level or higher at a FAANG company. People who are buying those houses are paying cash...
  19. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    right, but what people don't realize is you can get quite a 'discount' by buying out of the Irvine zipcodes and still get a lot of the same benefits (though maybe not the school district). I'd guess you could get a house in Tustin Ranch or Lake Forest for 30% less than an equivalent one in...
  20. ThirtySomethingWEquity

    The Rise of Johns Creek, Georgia | Real Estate, Life Style, and Restaurants

    I used to want to live in Irvine, but look at the place I found! That's my street, just a short walk to a huge park for the kids, it's sunny and warm 9 months of the year. Now I don't miss Irvine (but i'm still a 10 minute drive to the spectrum and some good Irvine KBBQ)...
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