Recent content by qwerty

Well we will find out in their next couple of quarterly earnings calls. Any gross margin compression and they will probably blame tariffs. Then we will see if this article is legit. There is no way Walmart and/or Costco is getting all of their suppliers to eat all of the tariff costs.

And today Canada slapped a 25% export tax on electricity to certain north east states. This is going to be very interesting.

We don’t have any credit card debt, only debt is the mortgage. We charge up the credit card every month and pay the bill in full. The mortgage is only in my name. My fico score is 850 (perfect according to the banks website), my wife’s is 810. The 40 point difference is because she gets dinged...

I second focus dance.

IVC is the best path to a UC school. Panda may or may not be right on John’s Creek vs Irvine but he right about JC to transfer to a good UC school

USC has 500k under his couch cushions

Haha - the discover card was my first credit card in college.

Keep the loft, unless you absolutely have to have a 5th bedroom. We have 4 bedrooms and a loft and we had the option of doing a 5th bedroom. But then the upstairs would have just been hallways and bedrooms. It’s nice to have the loft when you get to the top of the stairs, just makes it feel...

Seems like it worked out pretty well for scubasteve, he bought at 3M in 2021 and seems to be worth $6M in 2025.

I added both of my kids to my credit cards. Like IHO said, it builds their credit history. Also added those cards to their Apple Pay on their phones

I grew up with nothing and never really placed any value in material things - I don’t get any enjoyment from buying things. I’m just very practical - my wife does call me cheap though :). I always just wanted to make as much money as I could so I didn’t have to live check to check or stress out...

Yeah the juice generally won’t be worth the squeeze for most people

This has been our approach. We have a very low mortgage balance/payment. Make good money and live a pretty stress free lifestyle because we have never traded up our lifestyle. I still never buy any clothes that are not on sale, drive a 5 year old car, refuse to use DoorDash, etc.

Here you go https://www.1031gateway.com/deferred-sales-trust-1031/

lol - I’ve been used to being around white people since i was 18 at USC and my entire professional career so I’m entirely comfortable in that environment and went to Hermosa/manhattan plenty of times. I lived in Redondo in my 20s. But sometimes, you can’t beat a big bootied hispanic girl :-) and...